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Can you get a home mortgage with 1099 income?

Yes, 1099 earners can use 1099 earning statements or bank statements to qualify for a loan. This loan option helps those who cannot verify income based on tax returns. Typically, one to two years of the most recent statements are required and the borrower must be employed with a single employer for two years.

At Northwest Alternative Mortgage, we specialize in providing loans for borrowers who may not meet the requirements of standard loan programs. When other lenders say NO, we find ways to say YES!


To discover what lending options are available to give us a call at 503-343-7999 today!


Lending Office


Direct Line: 503-343-7999 


Office Hours

Mon - Fri

9:00 am – 5:00 pm

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