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Best Loans For Self-Employed Borrowers?

At Northwest Alternative Mortgage, we specialize in providing loans for borrowers who may not meet the requirements of standard loan programs. While most banks and lenders require an extensive paper trail of tax returns, pay stubs, and W-2s to approve loans, we don't. Instead, every loan we approve is based on your unique budget and goals. Here are some types of mortgage loans that we provide for self-employed borrowers:

  • Bank Statement Loans: This type of mortgage loan is based on the borrower's bank statements rather than tax returns. Self-employed borrowers can use their business and personal bank statements to verify income and qualify for the loan. Find out more >

  • No-Income Documentation (aka "No-Doc" or Portfolio) Loans: These loans are held by the lender rather than sold to a third party. They may be more flexible than traditional mortgage loans and may allow self-employed borrowers to qualify based on their assets and cash flow rather than their tax returns. Find out more >

  • FHA Loans: These loans are insured by the Federal Housing Administration and may be easier to qualify for than traditional mortgage loans. Self-employed borrowers can use their tax returns and business financial statements to verify their income. Find out more >

Whether you're a self-employed homebuyer, real estate investor, or a borrower with challenging credit our team is dedicated to finding the best financing for your situation. To discover the loan that's best for you give us a call at 503-343-7999 today!


Lending Office

5335 Meadows Rd, Suite 388, Lake Oswego, OR 97035


Direct Line: 503-343-7999 


Office Hours

Mon - Fri

9:00 am – 5:00 pm

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