ITIN Mortgage Loans
Mortgage programs for borrowers who do not have a social security number.
Individual Tax Identification Number (ITIN) loans are for borrowers who do not have Social Security numbers. Borrowers with ITIN cards can qualify for a mortgage as long as they meet the eligibility requirements and are paying taxes in the United States. This loan product is a full doc non-QM mortgage offering flexibility for individuals who would otherwise be unable to qualify for a mortgage in the US.
ITIN Mortgage Loan Features
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Loans up to $2.5 million, Minimum loan of $125,000
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One year seasoning for foreclosure, short sale or deed-in-lieu
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Two years seasoning for bankruptcy (Can use chapter 13 filing date)
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Purchase and cash-out or rate-term refinance
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Primary home only (One unit only)
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Non-warrantable condos allowed
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Up to 50% DTI
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Not available in all states. Please speak with your account executive for more details.
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Credit scores starting at 660
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Up to 75% LTV
Contact Us
Lending Office
Phone
Direct Line: 503-343-7999
Office Hours
Mon - Fri
9:00 am – 5:00 pm
