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Can I Refinance With A No-Doc Loan?

No-Doc loans, also known as "no documentation" or "stated income" loans, were a type of mortgage loan that allowed borrowers to obtain financing without having to provide extensive documentation about their income, assets, and debts. However, these types of loans were largely discontinued after the 2008 financial crisis due to concerns about their riskiness.

Today, it can be extremely difficult to find a lender like NWAM who offers a no-doc loan for a mortgage refinance. Most lenders require extensive documentation to verify a borrower's income, assets, and debts before approving a refinance application. This is because lenders want to ensure that borrowers have the ability to repay their loans and are not taking on more debt than they can handle.

However, NW Alternative Mortgage offers alternative documentation loans, which require less documentation than traditional loans but still require some verification of income and assets. While these loans typically come with higher interest rates and fees than traditional loans, we are able to a wide variety of lending options to find the best refinance option for your specific financial situation. 


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Direct Line: 503-343-7999 

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